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  • Reserve Realty Blog

    Wednesday, June 3, 2020   /   by Troy Schlicker

    Should You Consider Buying or Selling a Home Right Now?

    Spring is traditionally one of the busiest times of the year for real estate. With the coronavirus outbreak and subsequent stay-at-home orders many individuals have put their plans to buy or sell on hold. April saw a 45% drop in new listings and a 15% drop in the number of homes sold compared to April 2019.1

    Fortunately, as restrictions have eased, home sales have picked back up. Many economist expect a complete rebound in July, August and September, as fears about the pandemic subside. If all of the buyers who held out during the spring return to the market this could cause a large amount of pent-up demand.2

    Given the current climate of the economy and potential safety concerns is jumping back into the real estate market right now advisable?

    For you to make that decision it’s important to consider your specific needs and circumstances as well as understanding what’s likely ahead for the housing market and how it could impact your decision and your ability to bu ...

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    Tuesday, May 5, 2020   /   by Troy Schlicker

    20 Ways to Save Money and Stretch Your Household Budget

    These days, it seems like everyone’s looking for ways to cut costs and stretch their income further. Fortunately, there are some simple steps you can take to reduce your household expenses without making radical changes to your standard of living. When combined, these small adjustments can add up to significant savings each month.

    Here are 20 things you can start doing today to lower your bills, secure better deals, and begin working toward your financial goals.



    Refinance Your Mortgage - For prime borrowers, mortgage rates are at or near historic lows. Depending on your current mortgage rate and the terms you choose, refinancing could save you a sizable amount on your monthly payments. There are fees and closing costs associated with refinancing, so you’ll need to talk to your lender to find out if refinancing is a good option for you.
    Evaluate Your Insurance Policies - If it’s been a while since you priced home or auto insurance, it may be worthwhile to d ...

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    Wednesday, April 15, 2020   /   by Troy Schlicker

    #StayHome: How to Create Functional Spaces in Your Home During the Coronavirus Outbreak

    Since the outbreak of the novel coronavirus (COVID-19), many of us are spending a lot more time at home. We’re all being called upon to avoid public spaces and practice social distancing to help slow the spread of this infectious disease. While it can be understandably challenging, there are ways you can modify your home and your lifestyle to make the best of this difficult situation.

    Here are a few tips for creating comfortable and functional spaces within your home for work, school, and fitness. We also share some of our favorite ways to stay connected as a community, because we’re all in this together … and no one should face these trying times alone.

    Begin with the Basics

    A basic home emergency preparedness kit is a great addition to any home, even under normal circumstances. It should include items like water, non-perishable food, a flashlight, first aid kit, and other essentials you would need should you temporarily lose access to food, water, or el ...

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    Monday, March 2, 2020   /   by Troy Schlicker

    Top 5 Home Design Trends for a New Decade

    Whether you’re planning a simple refresh or a full-scale renovation, it’s important to stay up-to-date on the latest trends in home design. Sellers who make tasteful updates can generate increased buyer interest and, in some cases, a premium selling price. And buyers should consider which features of a home will need updating immediately (or in the near future) so they can factor renovation costs into their overall budget.

    Even if you have no immediate plans to buy or sell, we advise our clients to be thoughtful about the colors, materials, and finishes they select when planning a remodel, or even redecorating. Choosing over-personalized or unpopular options could hurt a home’s value when it does come time to list your property. And selecting out-of-style or overly-trendy elements could cause your home to feel dated quickly.

    To help, we’ve rounded up five of the hottest home design trends for 2020. Keep in mind, not all of these will work well in every ...

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    Saturday, February 22, 2020   /   by Troy Schlicker

    Take Advantage of Your Home Equity: A Homeowner’s Guide

    Home ownership offers many advantages over renting, including a stable living environment, predictable monthly payments, and the freedom to make modifications. Neighborhoods with high rates of home ownership have less crime and more civic engagement. Additionally, studies show that homeowners are happier and healthier than renters, and their children do better in school.1

    But one of the biggest perks of home ownership is the opportunity to build wealth over time. Researchers at the Urban Institute found that home ownership is financially beneficial for most families,2 and a recent study showed that the median net worth of homeowners can be up to 80 times greater than that of renters in some areas.3

    So how does purchasing a home help you build wealth? And what steps should you take to maximize the potential of your investment? Find out how to harness the power of home equity for a secure financial future.

    WHAT IS HOME EQUITY?

    Home equity is the difference between what yo ...

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